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Losing your house not only is a financial blow, it is also a psychological blow. You can't avoid the emotional realities you and your family are going through, but facing them head on can help you approach the situation in as calm and rational manner
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There is certain documentation you should have in hand when talking with a nonprofit housing counselor. Gather together these pieces of information and take them with you to your meeting. Current balance on your mortgage loan(s) Recent pay stubs Benefit
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Make sure if you are looking to talk to a nonprofit counseling agency you are talking to a legitimate agency. A large industry has developed to help out people facing foreclosure---much of which is a scam. These companies will scour public records and
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Once it appears that foreclosure is inevitable, many people pack up their belongings and their families and immediately look for a new place to live. These reactions to foreclosure certainly are understandable, but it is important to put fear and negativity
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If you have not been making your mortgage payments your lender may suggest a deed in lieu of foreclosure; or you can propose this option to your lender. It involves you simply handing over ownership of your house to the lender and getting your loan cancelled
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The heartache was not my sellers; it was mine. A short sale can take place in two different ways. The first way is when the seller owes more to the bank than the house can be sold for, and the seller has to bring money to the closing table. The second
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I just read an article in one of my real estate newsletters dealing with pressure-treated wood. It was a warning. With fall approaching many of us living in Wisconsin like to enjoy our natural fireplaces or an outdoor bonfire. Also, we may have some pressure-treated
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Home sellers are often frustrated when they see their property tax bill and read that their home is assessed at a higher amount than what the listing price of the house is. The example given yesterday in the Milwaukee Journal was of a couple whose home
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